Now that we got through the negative, single, double and triple digits, we have reached quadruple digits. If you are looking for that one stock pick at this level, you will be sad on the answer. At this point, you need a parachute to prevent you from getting back into debt. This money I would just be parking into a high yield savings account. You want something liquid enough that if you lose your major source of income, you have something to eat with. You also don't want 10% swings on it. Here is how to get to tomorrow's $10K. * Hustle - like yesterday, keep on the hustling and finding cash wherever you can, whatever color it is. Maybe at this stage you can look for things that pay more but take more time, like bird dogging in real estate or working on setting up a service business. * 401k Match - If your employer offers it, I would be looking at getting that match to my 401k. It's free money and will grow over time. Now that you aren't wondering where your next meal is, you can start building a foundation. * Roth IRA - if you're in a low income, the government gives you tax incentives besides just the Roth but also on your annual filing. Look at getting that filled by April 15th with at least some of your extra cash besides the emergency money. I don't know what kind of emergency fund you need, but imagine what would happen if you couldn't work for 3 months and do the math on what it would take to live another day. Onto tomorrow! PS - I'm in a funk but said I would post this today, wrote it over the weekend when I was better. Got to keep our commitments. $10,000 Step: https://afterhour.com/ColorOfCash/nSV/if-my-net-worth-was-dollar1000 $0 Step: https://afterhour.com/ColorOfCash/nrT/if-my-net-worth-was-dollar0-an