lol it’s an ETF of short term treasury bonds. Essentially risk-free ~5% annual returns for the moment

Ultrashort bonds. It pays “interest” and has a yield of 5.21% minus the net expense ratio of 0.07%. It’s a way to essentially hold cash while still earning a return

How long are you all holding this ETF? Or are you using it more as a cash flow account for other purchases, while collecting interest on the money there. I have $SMHB wish provide a decent monthly return, but I have not pulled any of the money from there. Should I sell off and buy $SGOV? Just trying to get educated. Thanks